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It's better to be out of money than out of new creative ideas on how to make money.
— Spiritual Rule of Money

In my view, Mark Twain expressed a great deal of wisdom with these words: “Thousands of geniuses live and die undiscovered — either by themselves or by others.”...

The fact that so many people haven’t discovered they are geniuses is a major reason why they toil away at jobs they hate and don't make as money as they are capable of earning. As is to be expected, most corporations aren’t about to help their employees realize they are geniuses for fear of losing them.

By geniuses, I refer to individuals with the potential to make a difference in this world and be rewarded for it if they ever get around to developing and using their creativity. Unfortunately, most people have allowed organizations, educational institutions, and society to suppress their creativity for so long that they don’t realize how creative they can be. Truth be told, most people can be more creative and, in turn, more successful.

Very few people do anything creative after the age of thirty-five. The reason is that very few people do anything creative before the age of thirty-five.
— Joel Hildebrand

In this regard, there are two principles for creative success — one general and one specific. The general principle is that virtually everyone has the ability to be more creative and accomplish extraordinary things in this world. The specific principle is that almost everyone has volunteered to be exempt from the general principle. Put another way, few people spend time, effort, or thought cultivating their creative ability, which is an essential element for achieving real success in life.

Your wealth can only grow to the extent you do.
— T. Harv Eker

The majority of adults don’t get halfway to reaching their full creative potential due to their self-imposed limitations. Sadly, many people have suppressed both their desire and their ability to be creative for so long that they think they are naturally uncreative. You may be one of them.

How many times have you said to yourself or others, “If I only had the creative ability to pull that off?” All told, each one of us has greater inventiveness than we exhibit in ordinary life, but most of us are unaware of it, or refrain from using it. Again, there is no heavier burden than great potential that we are squandering. To deny our creativity is to lie to the world and, worse, to lie to ourselves.

A man would do well to carry a pencil in his pocket, and write down the thoughts of the moment. Those that come unsought for are commonly the most valuable, and should be secured, because they seldom return.
— Francis Bacon

Creative thinking, if diligently practiced, allows each and every one of us to accomplish feats that appear to be unattainable miracles to those who don’t practice it. Creativity combined with action is a simple, easy, and surefire way to achieve health, wealth, and happiness in our lives; it is also an invaluable tool to help us experience harmony in this fast-moving and constantly changing world in which we live.

There is no expedient to which a man will not go to avoid the labor of thinking.
— Thomas Edison

Use your brain. It's the little things that count.
— Graffiti

If you are serious about attaining true success in this rapidly changing world, start with the premise that from both a financial and a personal point of view, your most valuable asset is not your job, your house, or your bank account. Plain and simple, it’s your creative ability. Your creative mind has great value because it can solve problems.

All employers have problems that they pay employees to solve. In the same vein, individuals have various problems, such as needing something to entertain them, that they pay others to solve.

To be blind is bad, but worse is to have eyes and not to see.
— Helen Keller

Make visible what, without you, might perhaps never have been seen.
— Robert Bresson

The more you reason the less you create.
— Raymond Chandler

The value you place on your creative mind should be at least one million dollars because you can use it to generate many times this amount over your lifetime. This makes creativity the poor person’s wealth. Indeed, when you list the monetary value of your personal assets, the grand total should make you a millionaire simply by including the value of your creative ability.

You, too, can joyfully earn a decent living if you develop your creative side and in doing so provide an imaginative product or service that people want. In fact, it’s harder to suppress your creativity than to use it. Everyone has the deep-seated desire to produce something innovative. In everyone there is a

creative person wanting to break out and make a difference in this world.

All things considered, your creativity is your biggest asset. Put another way, you are already a millionaire — your creativity makes it so! You must recognize the latent genius within and stay in the habit of being innovative if you want to attain true success in your life. To maximize the use of your creative mind is to maximize the career and financial aspects of your life.
Advice from T. Harv Eker on How to Become a Real Millionaire Instead of a Wanabe Millionaire

Harv Eker, author of Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, got a $2,000 credit card loan, opened "one of the first fitness stores in North America," turned it into a chain of 10 within two and a half years and sold it for $1.6 million in the late 1980s. Today the Vancouver-based entrepreneur offers the "Millionaire Mind Intensive Seminar" in which he gives advice on how to become a millionaire.

Eker focuses on the way people think and feel about money and offers thought-provoking advice and valuable insight on the differences between the rich and the poor. Here are some of them to help you become a millionaire:

Top-10 Differences Between Rich Individuals and Poor People

1. Rich individuals are bigger than their problems. Poor people are smaller than their problems.

2. Rich individuals take 100 percent responsibility and believe "I create my life." Poor people don't take 100 percent responsibility and believe, "Life happens to me."

3. Rich individuals choose to get paid based on their outstanding efforts and outstanding results. Poor people choose to get paid based on their time in which they normally put in mediocre results.

4. Rich individuals manage their money very well. Poor people mismanage and mispend their money very well.

5. Rich individuals are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

6. Rich individuals admire and praise other rich and successful individuals. Poor people resent and criticize rich and successful individuals.

7. Rich individuals focus on opportunities. Poor people focus on obstacles.

8. Rich individuals associate with other positive and successful individuals. Poor people associate with other negative and unsuccessful people.

9. Rich individuals constantly learn and grow and are willing to spend a lot or money on their self-education. Poor people think they already know or want someone else to pay for their self-education.

10. Rich individuals think big. Poor people think small.

Advice from Robert J. Ringer on How to Become a Millionaire Instead of a Wanabe

Robert J. Ringer in his book Million Dollar Habits discusses 10 habits that can help you become a millionaire. Here are the 10 habits (in order of importance).

Millionaire Habit #1. The Reality Habit: You must have an accurate perception of reality.

Millionaire Habit #2. The Attitude Habit: You must Develope an attitude to objectively evaluate alternatives and creative out-of-the-box thinking in the face of difficult situations.

Millionaire Habit #3. The Perspective Habit: Keeping problems in relative perspective, e.g., comparing day-to-day problems with true catastrophes such as death of near-ones, life-long disability / disease enables one to not panic unduly from more "normal" problems

Millionaire Habit 4. The Present Living Habit: Living in the moment is important but you must be aware of what you are doing. Identify what you enjoy doing and what you are naturally good at. Then, continuously seek opportunities that enable you to spend more time on these activities.

Millionaire Habit 5. The Morality Habit: Every action has a consequence although the final result may be delayed. Taking short-cuts eventually come back to bite you and damage you in a variety of ways.

Millionaire Habit 6. The Human Relations Habit: Numerous ways to improve human relations include brevity, compassion, assertiveness, discretion, closure, genuineness, refined behavior, responsibility & commitment, tolerance, and win-win.

Millionaire Habit 7. The Simplicity Habit: Most people complicate their lives and wonder why they don't get postive results. All other things being equal, simplicity is almost always the best approach when it comes to getting results.

Millionaire Habit 8. The Drain People Elimination Habit: Discontinue relationships with people who drain you of valuable time and energy.

Millionaire Habit 9. The Self-Discipline Habit: Self-discipline comes from you and only you.

Millionaire Habit 10. The Action Habit: Action is dependent on persistence and committment.

These 10 million-dollar habits appear to be common sense. They are. The problem is that most people will delude themselves into believing that they have these habits.

Truth be known, they don't. Otherwise they wouldn't have the financial problems that they have. In other words, as Jack Canfield says, "Results don't lie.

More Quotes Relating to Creativity and How to Become a Milllionaire

Everything has been thought of before, but the problem is to think of it again.
— Johann W. von Goethe

Formal education will make you a living; self-education will make you a fortune.
— Jim Rohn

All acts performed in the world begin in the imagination.
— Barbara Grizzuti Harrison

When starting out, don't worry about not having enough money. Limited funds are a blessing, not a curse. Nothing encourages creative thinking in quite the same way.
— H. Jackson Brown, Jr.

Both the revolutionary and the creative individual are perpetual juveniles. The revolutionary does not grow up because he cannot grow, while the creative individual cannot grow up because he keeps growing."
— Eric Hoffer

True creativity often starts where language ends.
— Arthur Koestler

My religion? Well, my dear, I am a Millionaire. That is my religion.
— George Bernard Shaw

Whatever creativity is, it is in part a solution to a problem.
— Brian Aldiss

All good things which exist are the fruits of originality.
— John Stuart Mill

Originality is the one thing unoriginal minds cannot feel the use of.
— John Stuart Mill

In creating, the only hard thing is to begin: a grass blade's no easier to make than an oak.
— James Russell Lowell

Married men can't understand why every bachelor isn't a millionaire.
— Author Unknown

How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.
— Robert G. Allen

Nothing is more admirable than the fortitude with which millionaires tolerate the disadvantages of their wealth.
— Jean Rostand

I don't know much about being a millionaire, but I'll bet I'd be darling at it.
— Dorothy Parker

I am opposed to millionaires, but it would be dangerous to offer me the position.
— Mark Twain

If a person has a hundred dollars and makes a million, that is incredible; but if a person has a hundred million dollars and makes a million, that is inevitable.
— American proverb

A Few Quotes about Being a Billionaire

There's a certain part of the contented majority who love anybody who is worth a billion dollars.
— John Kenneth Galbraith

If you can count your money, you don't have a billion dollars.
— Henry George

Average sex is better than being a billionaire.
— Ted Turner

Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.
— Warren Buffett


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