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You don't have to be rich to have money.
— Brinks Recruiting Slogan
(from Cartoonist Joe Martin)

To get off the work and spend consumer treadmill, you have to learn something about handling and saving money. Keep in mind that a lack of money for basic necessities will leave you unhappy and dissatisfied about life...

However, having a lot of money will not leave you happy and satisfied. The money may get you to a neutral state — somewhere between unhappy and happy and somewhere between dissatisfied and satisfied.

Having said this, minimizing money problems is essential for laying the foundation so that you can have the time and energy to pursue those things that will can make you happy. And the best way to reduce your need to work so much is to spend less and save more money.

Following are some quotes relating to money managment advice:

#1 of Top-Ten Money Saving Tips

People who don't respect money don't have any.
— J. Paul Getty, Billionaire Oil Tycoon (1892-1976)

#2 of Top-Ten Money Saving Tips

Keep adding little by little and you will soon have a big hoard.
— Latin proverb

#3 of Top-Ten Money Saving Tips

A penny saved is a penny earned.
— Ben Franklin

#4 of Top-Ten Money Saving Tips

Don't buy expensive socks if you can never find them.
— Author Unknown

#5 of Top-Ten Money Saving Tips

Simple rules for saving money. To save half, when you are fired by an eager impulse to contribute to a charity, wait and count forty. To save three-quarters, count sixty. To save it all, count sixty-five.
— Mark Twain

#6 of Top-Ten Money Saving Tips

Your best purchases will turn out to be the ones that you never made.
— from the book Career Success WITHOUT a Real Job

#7 of Top-Ten Money Saving Tips

Never buy expensive wine, luggage, or watches.
— H. Jackson Brown, Jr.

#8 of Top-Ten Money Saving Tips

Don't ask the barber whether you need a haircut.
— Daniel S. Greenberg

#9 of Top-Ten Money Saving Tips

He who buys what he does not need steals from himself.
— Unknown wise person

#10 of Top-Ten Money Saving Tips

Who pays his debts, gets rich.
— French proverb

NOTE: This money management advice is adapted from the book The 777 Best Things Ever Said about Money by Ernie Zelinski. The book was published in Japanese but has never been published in English in hard copy.

Benjamin Franklin's Money Management Advice

If more people followed the following money management advice as advocated by Benjamin Franklin, they would save a lot more money and a lot fewer money problems.

"When I was a child of seven years old, my friends, on a holiday, filled my pocket with coppers. I went directly to a shop where they sold toys for children; and, being charmed with the sound of a whistle, that I met by the way in the hands of another boy, I voluntarily offered and gave all my money for one. I then came home, and went whistling all over the house, much pleased with my whistle, but disturbing all the family. My brothers, and sisters, and cousins, understanding the bargain I had made, told me I had given four times as much for it as it was worth; put me in mind what good things I might have bought with the rest of the money; and laughed at me so much for my folly, that I cried with vexation; and the reflection gave me more chagrin than the whistle gave me pleasure. This however was afterwards of use to me, the impression continuing on my mind; so that often, when I was tempted to buy some unnecessary thing, I said to myself, Don't give too much for the whistle; and I saved my money."

BENJAMIN FRANKLIN, letter to Madame Brillon, November 10, 1779. - The Works of Benjamin Franklin, ed. Jared Sparks, vol. 2, p. 181 (1836)

More Money Quotes Relating to the Importance of Saving Money

It is not economical to go to bed early to save the candles if the result is twins.
— Chinese proverb

Paying attention to simple little things that most men neglect makes a few men rich.
— Henry Ford

The rich man plans for tomorrow... The poor man for today.
— Chinese proverb

He that has not bread to spare should not keep a dog.
— Chinese proverb

With money you can call the very gods to help ... Without it not a single man.
— Chinese proverb

A penny saved is a penny wasted.
— Al Diamond

A penny saved is a waste of time.
— Unknown wise person

The saving man becomes the free man.
— Chinese proverb

Take care of your pennies and your dollars will take care of themselves.
— Scottish proverb

Take care of your pennies and your pounds will take care of your heirs and barristers.
— English proverb

Take care of your pennies and your dollars will take care of your widow's next husband.
— American proverb

When one has had to work so hard to get money why should he impose on himself the hardship of trying to save it.
— Don Herold

Economy is going without something you do want in case, perhaps, you should someday want something you probably won't want.
— Anthony Hope

Saving is a very fine thing. Especially when your parents have done it for you.
— Winston Churhill

Try to save money. Someday it may be valuable again.
— Will Rogers

The Best Things Ever Said about Spending Money Wisely

Draw you salary before spending it.
— Artemus Ward

Real richness is in how you spend your money.
— Jacques Lipchitz

What a lot of things there are a man can do without.
— Socrates

The money you enjoy spending frivolously is well spent.
— from Career Success WITHOUT a Real Job

My first rule of consumerism is never to buy anything you can't make your children carry.
— Bill Bryson

Never buy expensive wine, luggage, or watches.
— H. Jackson Brown, Jr.

Never buy a thing you don't want merely because it is dear.
— Oscar Wilde

Better a good dinner than a fine coat.
— French proverb

When I get a little money I buy books; and if any is left I buy food and clothes.
— Eramus

Let the buyer beware.
— Latin proverb

What costs little is little worth.
— Baltasar Gracian

When I have money, I get rid of it quickly, lest it find a way into my heart.
— John Wesley

America's best buy for a nickel is a telephone call to the right man.
— Ilka Chase

Shopping tip: You can get shoes for 85 cents at bowling alleys.
— Al Clethen

Buy old masters. They bring better prices than young mistresses.
— Lord Beaverbrook

He that pays for work before it's done, has but a pennyworth for two pence.
— Benjamin Franklin

Life is too short to do anything for oneself that one can pay others to do for one.
— W. Somerset Maugham


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